insurance

Has anybody had their stuff stolen and the insurance company was gonna replace it , but you gave some of the wrong information about more expensive things you didn't have in your car, but  had receits  to back it up, but they closed your claim. if this has happened to you please post what did you do? and did it go through.

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Norris04

"but you gave some of the wrong information about more expensive things you didn't have in your car, but had receits to back it up, but they closed your claim"

Insurance fraud? No can't say I have..

Mike

Better take your losses and move on. That's a felony, bud.

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Famous last words: Hey man, what's this wire do?

You had receipts to back up your claim?

Check out your policy. I bet that it says NOTHING about electronics. You're most likely SOL

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Mine covers any contents of the vehicle up to $3000. That said I don't think you deserve to be compensated. It's people that do things like that, that cause the rest of us to pay higher premiums.

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Nik
Jeeputer Progress
[|||||||||||-] 90%
Check it out.

NO it's not. DOn't blame peopel that actually use insurance for your premium incresing.

Insurance sucks. You're betting that something will go wrong, the insurance company is betting that something won't go wrong. Don't you like betting on your life? Kind of like life insurance

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Poormanq45 wrote:

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NO it's not. DOn't blame peopel that actually use insurance for your premium incresing.

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YES it is.  People that commit insurance fraud help raise rates.  At the end of the QTR or Year if that insurance company has paid out too many claims and the stockholders lose any value, you better bet your azz that they will request a raise increase from the state to raise rates across the board.

Take 5000 people committing an average of $1000 in fraud and that is a whopping 5,000.000.  That can put a small dent in profitablity.  

Poormanq45 wrote:

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NO it's not. DOn't blame peopel that actually use insurance for your premium incresing.

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Again, speaking without the info for backing it up. Do you have any idea how many insurance fraud cases there are a year just for stolen vehicles? Have any idea how many insurance fraud investigations there are a year just for stolen vehicles?

Also you post enough here, please proof read you posts.

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Certified Security Specialist
Always check info with a digital multimeter.
I promise to be good.
Tell Darwin I sent you.

I've been sick lately, sorry I won't be on much.

Go on over and take a look at the profits of ALL insurance companies. They're not being hurt in the least bit!

Note, insurance is MANDATORY in most states. So, they can do pretty much what ever the hell they please, to a certain extent.

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From insurancefraud.org:

"Insurance fraud costs Americans at least $80 billion a year, or nearly $950 for each family, the Coalition Against Insurance Fraud estimates."

I want my money back stop cheating the system!

"Note, insurance is MANDATORY in most states"

I don't know any state that forces you to drive. Sell your car and drop your insurance policy. You'll show em!

Mike

Insurance fraud - another sign of hunger. Need a snack? Try Snickers, the...oops, wrong forum

That's just wrong, plain and simple. But I'll give you a tip - IF you were to get the better gear that you didn't have before but are trying to get the insurance company to "give" you out of the kindness of the rest of us honest folks' pockets, my bet would be IT WOULD GET STOLEN AGAIN. And I bet you would try and pull this crap again if that were to happen.

Do us all a favor - go stock and leave our pocketbooks alone... You don't deserve good sound.

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VEHICLE: 2002 GMC Sonoma ZR2
Alpine CDA-7940
AudioControl EQT x2
JL Audio 1000/1
JL Audio 10W6 (originals) x3
Kicker ZR120
Kicker ZR460
Polk GXR-6 x4
Polk GXR-4 x2

Paradigm wrote:

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Insurance fraud - another sign of hunger. Need a snack? Try Snickers, the...oops, wrong forum

That's just wrong, plain and simple. But I'll give you a tip - IF you were to get the better gear that you didn't have before but are trying to get the insurance company to "give" you out of the kindness of the rest of us honest folks' pockets, my bet would be IT WOULD GET STOLEN AGAIN. And I bet you would try and pull this crap again if that were to happen.

Do us all a favor - go stock and leave our pocketbooks alone... You don't deserve good sound.

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Well stated, and I agree!

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It all reminds me of something that Molière once said to Guy de Maupassant at a café in Vienna: "That's nice. You should write it down."

Wow this thread got angry fast..

Now back on topic , In all the cars Ive owned I have had $5,000 in Personal Replacement Product coverage, " the wording is different for each company" and I have had to use it with a stolen system before, but I'll tell you one thing with the amount of documentation I had to provide there would be almost no way anyone could get away with fraud

Trust me they wont even once let you claim anything you bought off ebay, as my rep told me his company classifiys everthing bought off of ebay as stolen merchandise

Later

--Skold

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2004 Honda Civic Ex 4Dr

Kenwood DDX-7015/W Nav
4 Fosgate T152C
Hifonics Brutus BX1500D
RE XXX 12 in a 4 Cube Snail Shell

I'm not gonna go through with it, it was only one item that I gave wrong. with just 150 dollar difference

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Norris04