shop insurance

I recently found out my Insurance policy does not cover Theft because we do not have an alarm with "linebacker" service.

Are there any shop owners out there with insurance policies covering liability/theft/fire etc... without this service?

I am in a catch 22. My phone company is cable based, but the insurance Co wont write a policy with theft unless my phone line is hooked up to a line backer.

In my searches, I cannot find another company.

I am in s/e MI.

Any help is appreciated. I have $25,000 inventory just WAITING for someone to take off my hands.... uninsured.

Thanks

Line Backer is a little box that goes on the telephone pole. It sends a ping to the alarm thru the phone line. If the phone line is cut, the box at the pole sends a signal to the alarm co. or police.

In this day and age with VOIP, i cant believe there are companies that still require it.