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norris04 
Member - Posts: 13
Member spacespace
Joined: June 02, 2005
Location: United States
Posted: June 14, 2005 at 9:50 PM / IP Logged  
Has anybody had their stuff stolen and the insurance company was gonna replace it , but you gave some of the wrong information about more expensive things you didn't have in your car, but  had receits  to back it up, but they closed your claim. if this has happened to you please post what did you do? and did it go through.
Norris04
NowYaKnow 
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Joined: December 18, 2002
Posted: June 14, 2005 at 9:54 PM / IP Logged  
"but you gave some of the wrong information about more expensive things you didn't have in your car, but had receits to back it up, but they closed your claim"
Insurance fraud? No can't say I have..
Mike
fastone 
Copper - Posts: 83
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Joined: January 01, 2005
Location: United States
Posted: June 14, 2005 at 10:16 PM / IP Logged  
Better take your losses and move on. That's a felony, bud.
Famous last words: Hey man, what's this wire do?
Poormanq45 
Silver - Posts: 597
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Joined: October 27, 2004
Location: United States
Posted: June 14, 2005 at 10:38 PM / IP Logged  
You had receipts to back up your claim?
Check out your policy. I bet that it says NOTHING about electronics. You're most likely SOL
oonikfraleyoo 
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Joined: January 04, 2005
Location: United States
Posted: June 14, 2005 at 10:41 PM / IP Logged  
Mine covers any contents of the vehicle up to $3000. That said I don't think you deserve to be compensated. It's people that do things like that, that cause the rest of us to pay higher premiums.
Nik
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Poormanq45 
Silver - Posts: 597
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Joined: October 27, 2004
Location: United States
Posted: June 14, 2005 at 11:00 PM / IP Logged  
NO it's not. DOn't blame peopel that actually use insurance for your premium incresing.
Insurance sucks. You're betting that something will go wrong, the insurance company is betting that something won't go wrong. Don't you like betting on your life? Kind of like life insurance
OhioMike1101 
Silver - Posts: 343
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Joined: August 22, 2004
Location: United States
Posted: June 14, 2005 at 11:51 PM / IP Logged  

Poormanq45 wrote:
NO it's not. DOn't blame peopel that actually use insurance for your premium incresing.

YES it is.  People that commit insurance fraud help raise rates.  At the end of the QTR or Year if that insurance company has paid out too many claims and the stockholders lose any value, you better bet your azz that they will request a raise increase from the state to raise rates across the board.

Take 5000 people committing an average of $1000 in fraud and that is a whopping 5,000.000.  That can put a small dent in profitablity.  

auex 
Platinum - Posts: 5,041
Platinum spaceThis member has made a donation to the12volt.com. Click here for more info.spacespace
Joined: December 23, 2002
Location: Arizona, United States
Posted: June 15, 2005 at 12:04 AM / IP Logged  
Poormanq45 wrote:
NO it's not. DOn't blame peopel that actually use insurance for your premium incresing.
Again, speaking without the info for backing it up. Do you have any idea how many insurance fraud cases there are a year just for stolen vehicles? Have any idea how many insurance fraud investigations there are a year just for stolen vehicles?
Also you post enough here, please proof read you posts.
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Poormanq45 
Silver - Posts: 597
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Joined: October 27, 2004
Location: United States
Posted: June 15, 2005 at 12:47 AM / IP Logged  
Go on over and take a look at the profits of ALL insurance companies. They're not being hurt in the least bit!
Note, insurance is MANDATORY in most states. So, they can do pretty much what ever the hell they please, to a certain extent.
NowYaKnow 
Gold - Posts: 1,217
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Joined: December 18, 2002
Posted: June 15, 2005 at 6:24 AM / IP Logged  
From insurancefraud.org:
"Insurance fraud costs Americans at least $80 billion a year, or nearly $950 for each family, the Coalition Against Insurance Fraud estimates."
I want my money back stop cheating the system!
"Note, insurance is MANDATORY in most states"
I don't know any state that forces you to drive. Sell your car and drop your insurance policy. You'll show em!
Mike
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