2001 Suzuki Esteem Radio/Lightr. Wiring?

I hope someone will be able to help me with a problem I'm having with my 2001 Suzuki Esteem.

Last week it appeared as if a fuse blew when I pushed the cigarette lighter in, killing both the lighter and my stereo. I've since, checked the fuses myself as well as having my mechanic check them with a meter.

The fuses are good, My mechanic has recommended going to a Suzuki dealership to fix the problem. This means $$$$$$$

I am personally more inclined to get under my cars hood for a wiring issue than to change my own brakes So I am hoping someone on this forum has encountered this before and may be able to help me.

I need to know what has occurred, what part may be blown or shorted, and how involved would the repair be. Is this something I can repair myself or would it be best left to the "pros".

When I say "repair myself" I should let it be known that I have installed both car and home audio systems, upgraded/repaired computers and have been known to change my own brakes.

I've also seen the dollar signs in the "Pro's" eyes when a woman walks into their repair shop with this sort of issue in their vehicle, and would like to be informed ahead of time so I may know what to expect.

Any and all assistance would be greatly appreciated.

Thanks for your time,

Regina 

The manual actually showed two locations, but I was only able to locate 1 under the hood. And I searched everywhere inside the car. There wasn't one located where the manual showed for under the dash.

Regina